Tuesday, July 30, 2013
Consumer Financial Protection Bureau - National Real Estate Post
Watch dog needs watching! CFPB, Consumer Financial Protection Bureau - Our mission is to make markets for consumer financial products and services work for Americans — whether they are applying for a mortgage, choosing among credit cards, or using any number of other consumer financial products. http://www.consumerfinance.gov/the-bureau/
Your thoughts!
Monday, July 29, 2013
Did You Know Texas is a Homestead State?
What does that mean to you?
A homestead is generally the house and land used as the owner’s principal residence on January 1 of the tax year. Homestead exemptions reduce the appraised value of your home and, as a result, lower your property taxes. To apply for an exemption on your residence homestead, contact your Appraisal District.
Purpose Of The Texas Homestead Law: Created for the primary purpose of securing for a family or a single adult person, not otherwise entitled to a homestead, a place for home, shelter and the earning of a livelihood from the claims of all creditors Except The Holders of Liens For Purchase Money, Taxes and Home Improvement Loans.*
Declaring Your Homestead:
Upon the purchase of a new home, you must contact the Appraisal District of the County in which you reside.
Dallas County Appraisal District, http://www.dallascad.org/
Address: 2949 N Stemmons Fwy, Dallas, TX 75247
Phone:(214) 631-0910
Hours:
Monday thru Thursday 7:30 am to 5:30 pm, | Friday | 7:30 am – 5:00 pm |
Tarrant County Appraisal District 817-284-4063
Denton County Appraisal District, http://www.dentoncad.com/
Address: 3911 Morse Street
Denton, TX 76208
Phone: (940) 349-3800 or metro 972-434-2602
Collin County Appraisal District 972-578-5200
As of September 1, 2011, applicants are required to include a copy of their Texas driver’s license or
state id & a vehicle registration receipt according to Texas Property Tax Code 11.43. The addresses
shown on all documents must match the address for which the exemption is sought. Failure to send
the required documents will result in the exemption being denied.
*This bog is for informational purposes only. Contact your appropriate County Clerk's office. This is not deemed a legal document.
New Small Grocery Stores vs. Big Chains
Flower Mound a suburb of Dallas, Fort Worth, and Denton Texas
When you think about picking up a gallon of milk or some bread where do you go to pick up the groceries?
The big chains - Wal-Mart, Kroger and Tom Thumb is what you used to think of, but now we have more choices. Super Target, Wal-Mart Neighborhood Market and those Buy in Bulk Membership Clubs - Costco and Sam's are available. I have storage problems with buying in bulk, but the prices are great if you do not mind packages of 3-5.
Braum's has the best choices of ice cream flavors and a surprising selection of produce for that got to pick up quick items. Albertson is in Lewisville, for those items only they have.
Sprouts has become my Wednesday double ads day place for fresh produce and meats. Newly opened Aldi has great prices, but limited selection and coming soon specialty retailers Market Street, opening Fall 2013 and Whole Foods Market, opening 2014, The Shops of Highland Village, will be in the area choice list. We used to have to drive to Colleyville and Plano. Both stores come with some great pre-made specialty foods.
Even with all these new choices I still go to Southlake's Central Market for the best soups, breads and fresh meat. Central Market has wonderful chef cooking classes. Friends and relatives still are talking about Trader Joe's which just in 2012 came to the Metroplex. "You have got to go there ..." they say. It is still on my list.
Kroger is still my go to place for when I need to buy the weekly groceries and pick up something fast. Best selection and good prices. Tom Thumb's $5 Friday is my husbands favorite!
The big chains - Wal-Mart, Kroger and Tom Thumb is what you used to think of, but now we have more choices. Super Target, Wal-Mart Neighborhood Market and those Buy in Bulk Membership Clubs - Costco and Sam's are available. I have storage problems with buying in bulk, but the prices are great if you do not mind packages of 3-5.
Braum's has the best choices of ice cream flavors and a surprising selection of produce for that got to pick up quick items. Albertson is in Lewisville, for those items only they have.
Sprouts has become my Wednesday double ads day place for fresh produce and meats. Newly opened Aldi has great prices, but limited selection and coming soon specialty retailers Market Street, opening Fall 2013 and Whole Foods Market, opening 2014, The Shops of Highland Village, will be in the area choice list. We used to have to drive to Colleyville and Plano. Both stores come with some great pre-made specialty foods.
Even with all these new choices I still go to Southlake's Central Market for the best soups, breads and fresh meat. Central Market has wonderful chef cooking classes. Friends and relatives still are talking about Trader Joe's which just in 2012 came to the Metroplex. "You have got to go there ..." they say. It is still on my list.
Kroger is still my go to place for when I need to buy the weekly groceries and pick up something fast. Best selection and good prices. Tom Thumb's $5 Friday is my husbands favorite!
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